Introducing AAT Progressive GICs - Designed for diversification and growth
AAT Progressive GICs are diversified investments that can help you proactively manage your investment portfolio risk. AAT Progressive GICs have the dual benefit of guaranteed principal protection to preserve your capital and access to potentially higher, equity-linked returns to help grow your investments.

AAT Progressive GICs currently available for purchase:

• AAT Return Generating GIC

Benefits of AAT Progressive GICs

• Principal protection – investors are guaranteed to get back 100% of their original principal investment at the end of the term
• Higher return potential – returns on AAT Progressive GICs may be higher than traditional GICs depending on the performance of the underlying investment
• Manage investment risk – protection from market corrections to help reach investment goals
• Peace of mind – issued by BMO Bank of Montreal
• Increased diversification – investors can safely access the return potential of a variety of markets and assets
• Suitable for most investor types – they are generally a suitable complement to both growth-oriented and security-oriented investors

AAT Progressive GICs may be suitable for:

• Security-oriented investors who are looking for an alternative to traditional GICs for potentially higher returns
• Investors who are prepared to earn less than full-market returns to ensure security of principal
• GIC investors looking for ways to diversify their investments without risking their principal
• Growth-oriented investors looking for principal protection options with the potential for higher returns
• Investors who are approaching (or have already achieved) their savings goals and wish to preserve their accumulated wealth
• Investors who do not have the time or the means to recover from any losses resulting from a market correction
• Investors who believe in a buy-and-hold investment strategy.

The principal amount of an AAT Progressive GIC is guaranteed and is repaid upon maturity.  However, there is no guarantee of any return that is linked to the performance of underlying assets. Changes in the underlying assets may affect the rate of return of the GIC.

The AAT Return Generating GIC provides a guaranteed rate, but there is no guarantee that you will receive any additional return based on the performance of the linked securities. The additional rate of return of the AAT Return Generating GIC, if any, is limited by a cap on the additional rate of return.
  
The Terms and Conditions for AAT Progressive GICs are available from your broker.